Borrow USDT Instantly without
selling your assets

Use BTC, ETH, SOL, or BNB as collateral and unlock instant liquidity with no credit checks, zero establishment fees, and full Fireblocks-protected custody.

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πŸ”’ Secured by Fireblocks

πŸ›‘ Institutional Custody

πŸ’³ No Credit Checks

⚑ Instant Liquidity

How It Works

Unlock USDT liquidity without selling your crypto β€” fast, secure, and hassle-free.

Deposit Collateral

Send BTC, ETH, SOL, or BNB to your Fireblocks-secured wallet.

Deposit

Choose LTV (Up to 60%)

Select how much liquidity you want to unlock.

Select LTV

Receive USDT Instantly

No paperwork. No waiting. No credit checks.

Receive USDT

Repay Interest Monthly

Repay principal anytime β€” zero penalties.

Repay

Borrowing Tiers & Rates

Compare different LTV tiers to understand how much you can borrow and the interest rates tied to each level of collateral usage.

LTV & INTEREST TABLE

Rates and limits based on your chosen collateral ratio.

LTV Level↕APR↕Notes↕
Up to 50% LTV19.5% p.a.Standard access
Above 60%Not availableHigh-restricted

Collateral & Risk Rules (Updated)

Clear, transparent rules that keep your loan safe and your collateral protected β€” no hidden terms, no surprises.

Collateral Risk

Accepted Collateral

BTC, ETH, SOL, BNB

Loan Currency

USDT (BEP-20)

Max LTV β€” 60%

Borrow safely without overleveraging.

Margin Call β€” 70% LTV

Instant alert sent for early protection.

Auto-Liquidation β€” 80% LTV

Automated liquidation to prevent full loss.

Interest-Only Repayments

Pay monthly interest β€” principal anytime.

No-Penalty Early Repayment

Close the loan anytime with zero extra cost.

Zero Establishment Fees

No origination fees, no processing fees, no hidden charges.

Preview Your Loan in
Seconds

Adjust your LTV and instantly see your maximum loan amount, APR, and monthly interest.

BTC
45,000USDT
45,000USDT(100% LTV)
LTV: 50%Max Loan: 50% LTV
LTV 50%

Loan Amount

22,500 USDT

APR

25% p.a.

Monthly Interest

468.75 USDT

Calculator Illustration

Why Borrow With Growmax?

Fast, secure, and flexible crypto-backed borrowing designed for traders, holders, and anyone who wants liquidity without selling their assets.

Instant Approval

Zero paperwork. Zero credit checks. Instant USDT.

Fireblocks Insured Custody

Institution-grade collateral protection.

Zero Setup Fees

No establishment, origination, or hidden charges.

Interest-Only Structure

Monthly payments stay predictable and easy.

Flexible to Repay

Repay anytime β€” no penalties.

Reusable Collateral

Repay, restore 0% LTV, and borrow again anytime.

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Join Thousands
Growing Confidently
with Growmax

A secure, transparent digital asset platform trusted globally.

Frequently asked questions

We're happy to answer your questions